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-   -   Audio insurance (https://www.caraudioforumz.com/general-discussion-10/audio-insurance-495/)

Milton Jul 16, 2004 11:14 PM

I was just wondering if most people had their audio installs insured. I just finished spending a wack of cash one mine and my insurance company refuses to cover it.
If anyone knows of a good company that will cover an expensive stereo in calgary please let me know.

bigunner1 Jul 17, 2004 08:43 AM

They should, but it costs extra. I just got my renewal in the mail and it cost me $75 a year for coverage up to almost $4000. But as time goes on, from what i understand they depreciate the value. All i had to do was give them a list of my equipment and serial #'s,,no reciepts or stuff like that. I also sent pics to them which they said helped alot. Anything to prove what you got.

Milton Jul 17, 2004 11:00 PM

That's what I figured, calling around I got quotes from 70 to 500 extra a year for coverage. I'm not sure why rbc insurance won't.

ruhbuhzuh Jul 18, 2004 01:37 AM

does car auto insurence cover yer gear if theft?

pinhead Jul 18, 2004 11:08 AM

standard is $1500 in aftermarket part
that includes tire rims tint engine parts seat cover and car audio

mycyl Jul 18, 2004 03:41 PM

ive got a 300 deductible on mine. and i think its covered to 3000? i dont know how it works all i know is my broker came and took pics of my stereo and asked roughly how much it was worth

Sassmaster Jul 18, 2004 05:00 PM

in ontario, insurance companies are required by law to cover up to 1200, but then your deductable comes out of that amount.

Keith Jul 18, 2004 05:25 PM

Milton, WAWANESA should take care of your car stereo insurance needs.

Terry Alberts Jul 18, 2004 09:17 PM

I have it in writing.... No limit to aftermarket coverage with Package policy..

We'll see if the tone changes when I drop a $30K claim on the counter..

Angus Jul 18, 2004 10:22 PM

^^^

I'd just make sure you got serial #'s and stuff...

mine has like 1500 buck limit on electronics or someting... so i'm gonna have to find a second add on policy..


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