pgmaniac

iTrader: (2)

Well i have been looking for other ways to get the money. I could probably say it here, but i need it to do a very unexpected move (while being transfered for work) that my family is not agreeing with, so in no way will help me. My job is with Dell doing technical support. This is why im looking for a loan, because i know i will be able to pay it off as i am very good with money, whereas my family is not. I took money management courses, accounting courses, etc so that field. I have applied with BMO for a personal loan, they said if i had a cosigner that they would lend me the money. I dont have anyone to cosign, so im looking for another alternative. I have also tried applying for RBC line of credit, im expecting a call from them tomorrow.

pgmaniac

iTrader: (2)

Very tired, and not really making much sense. But a line of credit is more or less like a credit card and not like a loan. Sure there is debt involved, but you dont have to pay it over a certain period of time like a loan. You just take the money when you need it, pay it back, and so on. I think this way would be much more helpful. The only security i have in my name currently is my job, and my vehicle (estimated at 4000$) so im not sure how RBC will look at me with no cosigner.

pgmaniac

iTrader: (2)

I know my brother was offered a line of credit with a 10000$ limit, and he has had HORRIFIC credit in the past year, had no security whatsoever, and had a mediocre job at that. So im thinking i may be able to get this, but im not too sure as of yet.

Hardcore Rock Superstar

iTrader: (2)

hmmm working for dell tech support....curious where are you moving too and from? I only asked because i worked for them up until somewhat recently - not sure how much i'd do for them, but i suppose it depends if your an L1 or L2 or what not.

That being said, it all depends on yoru credit.

I was 28k in debt with my consolidation loan, and they gave me a 20k line of credit to boot. Then told me i could spend $150 on a house if i wanted......along with a few credit cards limiting up to around 20k

Default User

I hate my job




It sounds like a good reason for the loan.

I just know a lot of people that want to borrow money and get into debt so they can purchase rims or support their habbit.

pgmaniac

iTrader: (2)

This is not for a habit hehe, this is for a change of lifestyle for the better.

I applied online for a RBC line of credit and was denied, i also was denied from BMO for a loan. They both say i need a cosigner. I can get a cosigner, but does it matter if they live in the US? And does is matter if the cosigner has a loan in there name currently?

pgmaniac

iTrader: (2)

So pretty much im screwed. I found out that the limit i will be able to get is only as good as the cosigners credit. He's 21, has little credit, but currently has debts in his name (student loans) so pretty much im screwed. He was the only one i could get, and i cant do that now. So unless there is any other way to get the loan/line of credit/anything at all, i might have to try my luck at a "High Risk" lender and hope to god that i will always be able to make the payment. 2 incomes should be able to make the monthly payments every month, and i know this is a bad boat to be in, but i need it and theres nothing else i can do. So unless anyone else has any other suggestions (to get this like ASAP) then this is my last resort

Regards,
Adam

pgmaniac

iTrader: (2)

Does anyone know any high risk lenders that will lend if i have a good income and little collateral? I havent had any lucky finding anything