This is true ...but if you actually read the fine print about doing that it's not the smartest idea to say the least.

The Extra incurred costs are astounding.

always better to save at least a %5 downpayment.

and regardless even if you were going to finace your down payment you still need ...

-Closing costs
-Lawyer(notary) fees
-Appraisal fees
-Taxes(gst and pst)
-Property taxes
-Land transfer tax
-Survey fees
-Property insurance
-Prepaid taxes or utility bills
-Service charges
-Mortgage loan insurance premium and application fee
-Mortgage broker's fee
-Moving costs
-Estoppel certificate(if needed)
-Condominium fees(if any)
-Home inspection fee
-Renovation and repairs(if needed)
-Water quantity and quality certification(if needed)


And the list goes on.

 

first and foremost to get my *** outta credit card debt, only another 2400ish to go.... then theres...... new digital SLR camera, lenses, a darkroom setup for my 35mm work, finishing the install in my car, a BBQ, a vacation (im running out of things to photograph around here, i need to travel

 

money for an install

 

Nothing as of now. Hope to have a good chunk o' money in the bank after the summer and she's stayin' there for a while.

-Rick

 

Do you have a preference of things you like to photograph?

See, I've seen this girl that works at the photo place that does the devoloping, and I wanted to send her some pics of me by accident and.....

 

Money I don't have.

 

Boat.

 

New Car that's worth installing in.

 

school
and some tires. these will not last in teh winter
haha

 

New house (read massive garage)

[img]smile.gif[/img]