insurance fraud or opportunist??
Thread Starter
500 Watt CAFz'r
Joined: Nov 2002
Posts: 519
question for you guys.
how many of you register your cars at an address in another city to save on insurance?
my gf would save $1800 a year by doing this, but she claims it is unethical.
i say the insurance company looks out for its best interest, you look out for yours.
how many of you register your cars at an address in another city to save on insurance?
my gf would save $1800 a year by doing this, but she claims it is unethical.
i say the insurance company looks out for its best interest, you look out for yours.
My buddies car is registered and insured in Victoria B.C and he lives here in N.S. He bought the car in B.C tho so i don't know how long he can keep it this way. Been this way for 8 months now. I personally dont think the insurance companies are suffering so let them deal with it. [img]graemlins/thumb.gif[/img]
Guest
Posts: n/a
There are lots of people in the Hat who have their car insured in Sask. If they are students here this is fine, but many of them have been here for many years and are using the system. It's funny when they get in an accident and the investigators for the insurance company find out they are lying about their place of residence and they deny the claim.
500 Watt CAFz'r
Joined: Aug 2002
Posts: 604
Originally posted by MegaHurtz:
That is why they are called car accidents and not car purposes
That is why they are called car accidents and not car purposes
You dont need to tell you are in an accident if it is not your fault so if you drive responsably then you should be golden. Its always nice to have a safety net though.
50 Watt CAFz'r
Joined: Mar 2003
Posts: 56
i don't blame anyone who lies about they're place of residence to save on insurance. the insurance companies need to be restricted; how can they justify charging a person almost three times more money just based on location? i thought they were insuring me on my driving record? no wait was it the type of car i drove? or was it because of my age? [img]graemlins/bs.gif[/img] any way the companies are out to take all the money they can and i plan to keep all i can.
Thread Starter
500 Watt CAFz'r
Joined: Nov 2002
Posts: 519
let me give more detail.
firstly, in the event of an accident the adjuster comes to where the car is. it has nothing to do with where the person lives. very often adjusters have to go to remote locations to look at cars.
in this specific case she would be changing her license to my home address in st. catharines and say that she is moving in with me.
my mother has said that this is fine, and even encouraged it because of the amount she would save.
any surface questions by insurance company on the issue would be supported my my mother or myself.
the likelihood of there actually being a claim, and then an investigation, and then inquiry into her actual address, and then such thorough research to prove otherwise is more than highly unlikely.
also, i have beaten several issues like this recently.
i defeated my new insurance compeny who claimed i had been cancelled by a preior company, and i fixed a friends claim when the insurance company refused to pay.
i am 100% certain i could pull this off, except for my gf being so timid, which is a quality to be admired in a lady sometimes, but in this case it means she pays twice as much for insurance as she should be.
firstly, in the event of an accident the adjuster comes to where the car is. it has nothing to do with where the person lives. very often adjusters have to go to remote locations to look at cars.
in this specific case she would be changing her license to my home address in st. catharines and say that she is moving in with me.
my mother has said that this is fine, and even encouraged it because of the amount she would save.
any surface questions by insurance company on the issue would be supported my my mother or myself.
the likelihood of there actually being a claim, and then an investigation, and then inquiry into her actual address, and then such thorough research to prove otherwise is more than highly unlikely.
also, i have beaten several issues like this recently.
i defeated my new insurance compeny who claimed i had been cancelled by a preior company, and i fixed a friends claim when the insurance company refused to pay.
i am 100% certain i could pull this off, except for my gf being so timid, which is a quality to be admired in a lady sometimes, but in this case it means she pays twice as much for insurance as she should be.
50 Watt CAFz'r
Joined: Mar 2003
Posts: 56
i have, the first year i insured it was hell they wanted a million pictures, apraisals and replacement values on everyting. but now 8 yrs later all i have to do is give them an estimated value and they're happy(no claims yet)
Guest
Posts: n/a
Of course I tell them about the stereo, or else it wouldn't be covered. I am not talking about adjuster's, I am talking about investigator's who will find out everything about you when you get in an accident to insure they don't pay out if they can find a way out of it.
