General Discussion General discussion about all things car audio, from pioneer, orion, alpine and eclipse.

Do I need extra insurance for my gear?

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Old Apr 21, 2004 | 03:13 PM
  #1  
ex everything's Avatar
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will standard theft coverage on my car policy cover my $3000 in gear?

I guess the answer is call them to find out.

thanks
craig
Old Apr 21, 2004 | 03:27 PM
  #2  
JayDawg Supafly's Avatar
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i think $1500 is the usual limit
Old Apr 21, 2004 | 03:31 PM
  #3  
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Call them up. With most places I have dealt with the limit is 1000-1200. They usually require recipts for everything if you get jacked. Plus you have to pay a decutible, of 300-500 bucks.

I had extra insurance on my system for a while, but it was like 200ish a year.
Old Apr 21, 2004 | 04:29 PM
  #4  
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Merry Christmass from CCA
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in ontario, the law says that they only have to cover 1200 or 1500 in gear... I think it's 1500. after that, you're SOL unless you have more coverage. lets face it, even if you have reciepts, they'll want to investigate 15 ways till sunday, because they'll deny your claim if they can.
Old Apr 21, 2004 | 07:10 PM
  #5  
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is there a way that you can go to a private company?
Old Apr 21, 2004 | 07:24 PM
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Yes but its gunna cost
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