so everyone says that in ontario insurance cares about points on your driving record BUT i recently read somewhere that they actually only care about convictions. Meaning if you some how get points but do not get convicted as being guilty in court then your auto insurance will not go up (unless at this point your license gets suspended). Can anyone comment on this?

[ May 24, 2005, 08:37 AM: Message edited by: Prolifik ]

 

dunno ive had 2 tickets but no points and they havent affected my insurance

 

I've had 3 speeding tickets without points, and 1 with. None of them ever affected my rates. [img]graemlins/dunno.gif[/img]

 

why did u bother replying to this post?

 

Your best bet would maybe talk tothe cop shop, an insurance company or maybe even ask POINTS.

 

Insurance risk for traffic violations is based on convictions and not points.

When it comes time to renew your insurance policy the insurance company may not always search for any new convictions which would explain your rates not going up.

 

I don't think its a big deal with points unless your license is suspended. My accident 2 years ago didn't make my insurance go up at all.

 

i had at one time 5 minor speeding tickets.... no points at all and my insurance went up becasue they said 5 minors with no points count as one major with points..... so up she went by 75%...lol

 

Your a girl Girls dont get hit NEARLY as hard on insurance as guys do.

How exactly though would you get points without a conviction? Is that even possible?