Ontario Auto Insurance: Points vs. Convictions
05-24-2005, 07:36 AM
#1
so everyone says that in ontario insurance cares about points on your driving record BUT i recently read somewhere that they actually only care about convictions. Meaning if you some how get points but do not get convicted as being guilty in court then your auto insurance will not go up (unless at this point your license gets suspended). Can anyone comment on this?
[ May 24, 2005, 08:37 AM: Message edited by: Prolifik ]
[ May 24, 2005, 08:37 AM: Message edited by: Prolifik ]
05-24-2005, 10:00 AM
#6
Insurance risk for traffic violations is based on convictions and not points.
When it comes time to renew your insurance policy the insurance company may not always search for any new convictions which would explain your rates not going up.
When it comes time to renew your insurance policy the insurance company may not always search for any new convictions which would explain your rates not going up.
05-24-2005, 03:18 PM
#9
1000 Watt CAFz'r
Join Date: Jun 2004
Posts: 1,024
Originally posted by Blind d(-_-)b:
I don't think its a big deal with points unless your license is suspended. My accident 2 years ago didn't make my insurance go up at all.
I don't think its a big deal with points unless your license is suspended. My accident 2 years ago didn't make my insurance go up at all.
Girls dont get hit NEARLY as hard on insurance as guys do. How exactly though would you get points without a conviction? Is that even possible?
05-24-2005, 03:40 PM
#10
Guest
Posts: n/a
A good friend of mine was issued a ticket after getting into an accident. He fought the ticket in court and it was nullified, however, his insurance rates still skyrocketed, so now he takes the subway to work. I most definitely think he got the short end of the stick..
