I have 7 speeding tickets right now and I pay 65% more because of that. (about $3500 every 6 months) I asked what I can do to lower my insurance and they just said time and not getting tickets is the only thing. I asked what if I got a ticket for 5 over, she said it didn't matter. She said any ticket other then a parking ticket makes the insurance go up by about 5% even 1 km over ticket.

My insurance > me