Banking
500 Watt CAFz'r
Joined: Jan 2003
Posts: 708
i use td and as a student only pay like 6 bucks a month in service fees. i like them as a bank adn tehr eonly easyweb is nice . plus i got a credit card there that hads a decent interest rate of 14.8 % and no annual fee. so i cna deal with that. you jstu gotta watch yoru transactions.
4000 Watt CAFz'r
Joined: May 2003
Posts: 4,655
I bank with TD and I've never been disappointed with them not once.
My mom works for them and has for a couple years as does my older sister.
No complaints here, sorry bout your luck.
I'll add that I have almost everything they offer through TD. Line of credit, mutual fund, bank account, visa.
[ September 19, 2005, 04:24 PM: Message edited by: Blinddemonz ]
My mom works for them and has for a couple years as does my older sister.
No complaints here, sorry bout your luck.
I'll add that I have almost everything they offer through TD. Line of credit, mutual fund, bank account, visa.
[ September 19, 2005, 04:24 PM: Message edited by: Blinddemonz ]
I've banked with royal and TD, and PC. my wife and I bank with PC because there's no BS about them taking money out of our account for "service charges" at the end of the month. The only downside to PC is that it takes a LONG time to build up the ability to cash a cheque and have the whold thing available, as they make you wait 6 months before upping your overdraft limit each time. That said, using CIBC machines for free is nice because they tend to be at service stations most of the time which makes life easy.
oh, and free groceries is SWEET!
oh, and free groceries is SWEET!
500 Watt CAFz'r
Joined: May 2004
Posts: 597
I pay $12.95 a month at CIBC for unlimited transactions using debit card, teller service, cheques & PC banking on their "Imperial Service" savings account with a $1000 overdraft. I have been with almost every financial institution under the sun & have been happy with CIBC for the last 10 years.
500 Watt CAFz'r
Joined: Jul 2002
Posts: 548
Originally posted by Dukk:
When it comes to cash machines it really makes sense to have an account at Royal Bank. Their machines seem to be the most popular with gas stations and grocery stores.
As for retirement - this past spring I was in the unpleasant situation of being 34 years old, so 25-30 years from practical retirement, and having meager RRSP savings.
A friend of mine clued me into a really neat investment program he is on that will allow me to retire comfortably at 60 and did not add to my monthly debt load. Of course his dad is an investment broker so I was able to get the straight skinny and now I essentially don't have to worry about retirement. sweet [img]graemlins/thumb.gif[/img]
When it comes to cash machines it really makes sense to have an account at Royal Bank. Their machines seem to be the most popular with gas stations and grocery stores.
As for retirement - this past spring I was in the unpleasant situation of being 34 years old, so 25-30 years from practical retirement, and having meager RRSP savings.
A friend of mine clued me into a really neat investment program he is on that will allow me to retire comfortably at 60 and did not add to my monthly debt load. Of course his dad is an investment broker so I was able to get the straight skinny and now I essentially don't have to worry about retirement. sweet [img]graemlins/thumb.gif[/img]
Thread Starter
500 Watt CAFz'r
Joined: Dec 2000
Posts: 952
Originally posted by Car Trek:
I just started a new retirement plan.
I eat a spoonful of cat food every day, so when I turn 65 it won't shock my system.
I just started a new retirement plan.
I eat a spoonful of cat food every day, so when I turn 65 it won't shock my system.
Now that's pre-planning!!
ummm, what brand of cat food do you think is best so far?
