I have came to this conclusion.
4000 Watt CAFz'r
Joined: May 2003
Posts: 4,655
Originally posted by carboom:
(I am thinking the only reason I hit her was becuase she stopped for a yellow light and the roads where just ice which is why I slid into her " )....I hate to say it but the law says you have to stop at a yellow if possible...Plus she was able to stop no problem doesn't sound like it was her fault...( you did say you seen the light turn yellow so you should have been ready to stop)just my 2 cents
(I am thinking the only reason I hit her was becuase she stopped for a yellow light and the roads where just ice which is why I slid into her " )....I hate to say it but the law says you have to stop at a yellow if possible...Plus she was able to stop no problem doesn't sound like it was her fault...( you did say you seen the light turn yellow so you should have been ready to stop)just my 2 cents
And he already replied to the rest of your response so I dont think i need to touch on it anymore.
Subrogation - an equitable doctrine holding that when a third party pays a creditor or obligee the third party succeeds to the creditor's rights against the debtor or obligor; also : a doctrine holding that when an insurance company pays an insured's claim of loss due to another's tort the insurer succeeds to the insured's rights (as the right to sue for damages) against the tortfeasor called also equitable subrogatio
[ January 19, 2005, 09:37 PM: Message edited by: Blind ]
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2000 Watt CAFz'r
Joined: Feb 2003
Posts: 2,417
Originally posted by Lando:
It is called subrogation. I am an insurance broker. Please call yours!
It is called subrogation. I am an insurance broker. Please call yours!
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Posts: n/a
It means the girl who you hit .. her insurance company will pay her claim and then subrogate ("go after") your insurance to recover the loss as you are at fault. If you have a broker, please call him/her and let them know what is going on. You have to understand that even if you do nothing at all with your car, if that girl files with her insurance then you effectively will have a claim against your insurance. If you are having a third party property damage claim against your insurance then you might as well claim your own damages also. You can get a bodyshop to do an estimate of repairs. Just phone your broker (not the insurance company, your broker) -- it is the right thing to do!
[ January 19, 2005, 10:51 PM: Message edited by: Lando ]
[ January 19, 2005, 10:51 PM: Message edited by: Lando ]
Thread Starter
2000 Watt CAFz'r
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Posts: 2,417
I don't have a broke persay it's direct with State Farm I think... and yeah I am pretty sure she's going to claim the insurance to get her car fixed since she was around my age going to school and she won't be able to afford it outta her pocket anyway....I called State farm and it was simple as " u rear ended her, doesn't matter if weather was bad or not "
50 Watt CAFz'r
Joined: Sep 2004
Posts: 120
Originally posted by Hardwrkr:
I think you should make Danielle pay for it since it was her fault you were there in the first place.
Honestly though, that sucks.
I'll say it again like I did in the Fall: I hate the frickin' winter time. And look at that, it's snowing outside again.............g-r-e-a-t.
I think you should make Danielle pay for it since it was her fault you were there in the first place.
Honestly though, that sucks.
I'll say it again like I did in the Fall: I hate the frickin' winter time. And look at that, it's snowing outside again.............g-r-e-a-t.
50 Watt CAFz'r
Joined: Sep 2004
Posts: 68
Originally posted by ChizzerZ24:
I don't have a broke persay it's direct with State Farm I think... and yeah I am pretty sure she's going to claim the insurance to get her car fixed since she was around my age going to school and she won't be able to afford it outta her pocket anyway....I called State farm and it was simple as " u rear ended her, doesn't matter if weather was bad or not "
I don't have a broke persay it's direct with State Farm I think... and yeah I am pretty sure she's going to claim the insurance to get her car fixed since she was around my age going to school and she won't be able to afford it outta her pocket anyway....I called State farm and it was simple as " u rear ended her, doesn't matter if weather was bad or not "
just my 0.02
Brad [img]smile.gif[/img]
Originally posted by Blind:
you obviously can't read dude so I'm not even gonna bother anymore. I never said anything about a lawyer nor did I say it WASNT his fault. Seriously learn to read between the lines before you reply to a post of mine.
you obviously can't read dude so I'm not even gonna bother anymore. I never said anything about a lawyer nor did I say it WASNT his fault. Seriously learn to read between the lines before you reply to a post of mine.
I dont think you have a clue... only access to an online dictonary and a few colledge books... [img]graemlins/laugh.gif[/img]
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